known as the 401k. Experts have raised concerns about the plan’s ability to offer rapid returns in addition to its supposed benefits. The conversation highlights the issues of speed, control, and ...

Retirement planners often debate whether to max out a 401(k) or prioritize a Roth IRA. A mathematical analysis reveals that, contrary to popular advice, maxing out a 401(k) before investing in a Roth ...

PHOENIX — Whether you’re knocking on the door of retirement or not, understanding your 401(k) and its performance will increase your chances of gracefully aging with your finances. On the latest ...

High earners age 50 and older may lose the pre-tax 401(k) catch-up option in 2026. Here's how the new rule works and how to adjust your savings strategy.

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. For retirement savers, particularly those older than 50, you should evaluate ways to reach the ...

Key Takeaways The median net worth of Americans 45–54 is $246,700, according to data from the Federal Reserve.Wealth gaps in ...

Most boomers have been saving for decades, but many still feel unsure about whether they've built enough for the years ahead. After all, retirement isn't a distant milestone anymore. It's here, or ...