Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Experts said credit scores are generally higher nowadays, but outstanding portfolios aren’t necessarily reflecting a financial health often seen with contracts connected to higher points on the credit ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. This new offering is expected to enable TransUnion to more fully serve ...

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on the trends connected with student loans recently highlighted by TransUnion.