Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Justin Sullivan / Getty Images The ...

The federal Direct Loan program offers subsidized and unsubsidized student loans for undergraduate students. The government covers interest payments on subsidized loans while you are in school at ...