・Subsidized loans save you money because the government pays your interest while you’re in school. ・Unsubsidized loans are open to nearly all students but start accruing interest immediately.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans Written By Written by Staff Loans Writer, Buy Side Emily ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Justin Sullivan / Getty Images The ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

The federal Direct Loan program offers subsidized and unsubsidized student loans for undergraduate students. The government covers interest payments on subsidized loans while you are in school at ...