You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

Settling credit card debt can save thousands of dollars, but you'll need to make realistic settlement offers.

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

Debt settlement is one solution for unaffordable debt, and there are lawyers and companies that settle debt for their clients. However, professional debt settlement can be expensive, depending on whom ...

・Settling federal student loans for less than you owe is rare and usually happens only after default. ・Private student loan settlements are more common but can severely damage your credit and carry ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...