Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

Finding the right lender makes all the difference when you refinance a mortgage. We review the best mortgage refinance companies of 2026.

Everything you need to know about how, and when, to refinance your home loan.

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These products, which allow homeowners to borrow equity from their home ...

Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Home equity is a valuable financial resource. By definition, it’s the difference between your home’s value and how much you owe on your mortgage. For example, if your home is worth $500,000 and you ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. LOS ANGELES (AP) — Mortgage rates haven’t ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...