Ratios of Price to Earnings (not necessarily GAAP) vary across both short-term and long-term market cycles. It is more than plausible that we are near the start of a long-term decline in such ratios.

Online earning is changing rapidly in 2025. The “creator UGS” trend (user-generated shops like print-on-demand, micro-courses) is growing. AI-assisted side hustles, writing prompts, transcriptions, ...

Q4 results were mixed, with a core pre-provision earnings beat but a net earnings miss, and a disappointing capital return announcement. SEB's non-interest income is growing, particularly in payments ...