Reaching out for help with debt is a brave and proactive step, and it's one that speaks volumes about your determination to turn things around. Whether you're feeling the pinch on a tight budget or ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While some forms of borrowing can help you move forward financially, ...