Financial challenges can damage your credit if they cause you to pay bills late or miss payments altogether. This is because your payment history accounts for 35% of your credit score. Fortunately, ...

If you’ve missed your credit card payment deadline by a day or two, don’t panic. A lapse of just a couple of days won’t affect your credit score. You might even be able to get your credit card issuer ...

Divorce can have a negative impact on your finances, but it’s important to protect your credit at all costs. Understand that the process of rebuilding your credit can take time and effort. Take ...

Helping real people with real money challenges is a huge part of what our Bankrate editorial team does every day. Occasionally, we get the opportunity to talk with and help individual readers, as ...

The moment you receive a foreclosure notice, your world can feel like it’s crumbling. After years of building a home and creating memories, facing the loss of your sanctuary is a devastating reality ...