Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal student loans come from the Education Department and don't always cover the full cost of attendance at college or graduate school. For undergraduate dependent students, federal Direct ...

Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and funding limits. Learn before you borrow.

Graduate students may apply for Federal Direct Loans and Federal Direct PLUS Loans. Additional information about each type of loan can be found at studentaid.gov. Federal Direct Loan Direct Loans are ...

The federal student loan program has inadvertently made college unaffordable, increasing student debt. Federally subsidized loans have incentivized colleges to raise tuition costs, capturing a ...

On January 9, the Congressional Research Service (CRS) published an overview examining the history and legislative evolution of federal student ...