The increasing use of earned wage access (“EWA”) by workers in the United States and around the world has helped to bring financial flexibility to many previously constrained by the employer-selected ...
Earned Wage Access: Certain Models Fall Outside TILA and Regulation Z Under Renewed Federal Guidance
Certain earned wage access (EWA) programs just received meaningful federal support. In an advisory opinion, the Consumer Financial Protection Bureau (CFPB) states that "Covered" EWA providers—those ...
Five crucial regulatory recommendations ensure fairness and protection of Earned Wage Access users. As legislators grapple with how to regulate EWA, we offer five recommendations to ground legislation ...
Key insights: Earned wage access fintechs say that the Consumer Financial Protection Bureau's advisory opinion on EWA provides important clarity on the finance product, but legal experts warn that its ...
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