The U.S. Constitution gives Congress the power to write laws regulating commerce and financial markets — including ...

Maybe you have recently fallen into a financial rough patch due to an unexpected job loss, leaving your credit card debt to rack up. Or perhaps you have overlooked some of your bills because of a ...

Learn how universal default in credit cards can impact your interest rates and financial health. Explore examples and ...

NEW YORK — Credit card defaults are on the rise for Americans, reaching the highest level in 14 years. U.S. credit card defaults jumped to a record $46 billion from January through September 2024, ...

President Donald Trump calls for 10% credit card interest rate cap at Davos World Economic Forum, echoing Senator Bernie ...

Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don't fall much.

Quick Read Americans owe $1.23T in credit card debt at 22.83% APR while the Fed rate sits at 3.72%. Issuers maintain a ...

Discover how semi-secured credit cards help build credit with a deposit-backed limit. Explore the benefits, risks, and how ...