When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Financial expert shares simple steps to improve your credit score, from managing credit card balances to negotiating with ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

Similarly, someone with a fair credit score who moves to a good credit score (670 to 739) could save up to $540 per year on car insurance. Here's what you need to know about car insurance and your ...