When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit monitoring isn’t just about watching your credit score — it’s about protecting your financial identity in a world ...

Credit Karma is one of our favorite tools for monitoring your credit score and financial health. Your credit score is one of ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Your credit score is a rating of how likely you are to repay money you borrow. If you have a high score, you're considered to be a low risk as a borrower. Anything above 700 is fairly high -- the most ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...