Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...

There's also a customer cost. More data often means more friction: extra verification steps, repeated identity checks, longer ...

Collateral Analytics has launched the CA Credit Risk Model. This new patent pending product is designed to offer quantitative measures of the risk and cost of potential borrower default embedded in a ...

The semiconductor industry is poised for strong growth, driven by AI, autonomous driving, IoT, and 5G, despite supply chain and geopolitical challenges. Intel struggles with AI and cloud computing ...

MSCI (NYSE:MSCI) and Moody's (NYSE:MCO) will launch an analytics service aimed at quantifying risk in the fast-growing, though opaque, private credit market, the companies said on Monday. As part of ...

It began as a note stuck to the wall during a 2018 brainstorming session at Experian plc’s consumer business unit. The two-word idea — “score boost” — was one of a hundred that came up that day, but ...

Traditional model validation assumes a model can be tested in isolation, signed off, and then left unchanged. That approach ...

A visionary business analyst and product owner with 18 years of proven track record in driving industry-transforming financial solutions in the UK, Olubunmi Martins-Afolabi possesses exceptional ...

Equifax® today announced the launch of Credit Abuse Risk, a new predictive model that uses FCRA-regulated data and is designed to help protect lenders against first-party fraud and drive more ...

In much of the West, access to credit is taken for granted. Banks rely on long credit histories, stable wages, and government datasets to determine who qualifies for loans. But for billions of people ...