Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...