Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Learn to navigate car insurance options and find the right policy that fits your needs and budget. Discover required coverages and ways to save money on premiums.

There’s a good chance that if you own a car, your insurance bills have climbed in recent years. The average cost of a full-coverage car insurance policy rose 12 percent over just the past year, ...

Car insurance costs are calculated with complex formulas. Here’s what really affects your premium and what you can do to influence the final number Written By Written by Insurance Senior Editor, Buy ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Car insurance companies offer discounts to help you save on your car insurance premiums Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | ...

Discover how long car accidents stay on your record, how they affect insurance rates, and what you need to report to the DMV.