Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Certificates of deposit (CDs) are a popular tool for savers who want to earn a meaningful return on their cash. As you start investing in CDs, you'll notice that the main factor that plays a role in ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

(No-penalty CDs typically allow you to withdraw your money without paying a fee starting seven days after you fund the CD.) Even though you can avoid an early withdrawal penalty this way, it’s still ...