The reality is that accidents happen. Things go wrong, people make judgment errors and equipment malfunctions at inopportune times. The accident investigation report is integral to accident prevention ...

Drivers whose car insurance rates are based on data of their driving habits and who then also got tips about improving them ...

Before we discuss how to modernize, we must understand how safety incentives have evolved and what we have learned. Programs of the past had issues, and it all started with simple dangle the carrot ...