The average American carries four credit cards, but our caller today has eight. Low spending limits aren’t as big a problem as they seem if you pay your credit card bill more often than once a month.

A Reddit user with eight credit cards is looking to cut down. Getting rid of credit cards won’t necessarily help your credit score improve. It’s not a bad thing to streamline your credit cards, but ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

How many credit cards is too many? And is there a "right" number for how many credit cards to hold? This is the question we address in today's pull from the Reddit mail-file. Today's caller (let's ...