Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer's contributions, you'll need ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer’s contributions, you’ll need ...

If you have a 401(k) account that offers an employer match, you may have to stay at the job for a certain length of time before those contributions become yours. That’s called vesting and it’s ...

Roughly 44% of 401(k) plans offer immediate full vesting of a company match, according to a Plan Sponsor Council of America survey. That means that over half of all 401(k) plans use a vesting schedule ...

You may reach a point where you want to move on from your job professionally. Before leaving your job, review your 401(k) plan's vesting schedule. If you're not fully vested, you risk giving up ...

Learn the ins and outs of 401(k) plans to make sure you comply and help your employees save as much as possible.

While an $18,000 unvested 401(k) loss is substantial, the opportunity for a $20,000 salary increase, a better title, and career growth make switching to the new job an easy decision. Earn up to 3.8% ...

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Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Many workers with 401(k) plans risk losing thousands in retirement savings simply because they don’t understand how vesting works. Learn More: I’m a Financial Expert: This Is the No. 1 Mistake ...